EB-5 Info Center

How the EB-5 Immigrant Investor Program Works

The EB-5 program offers a pathway to U.S. permanent residency through qualifying investment. Understanding the process, requirements, and timelines is essential before making a commitment.
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At its Core, EB-5 Connects Foreign Investment with U.S. Job Creation

Eligible investors can pursue permanent residency for themselves and other eligible immediate family members by investing in a qualifying EB-5 project that creates at least 10 full-time American jobs.

Most EB-5 investments are made through a USCIS-designated Regional Center, which simplifies project oversight by enabling a more passive investment structure for investors, while also allowing job creation to be calculated indirectly, within a framework of USCIS oversight and compliance requirements.

Key Characteristics of EB-5

No job offer or employer sponsorship required

No minimum education, language, or business background

One EB-5 investment may cover the investor, spouse, and unmarried children under 21, subject to eligibility

A clear path to a Green Card – and eventually, U.S. citizenship

EB-5 Process and Timelines

EB-5 involves multiple steps, that vary based on whether an investor is applying from outside or inside the United States.

Close-up of a United States permanent resident card and visa with a waving American flag in the background.

Applying Outside of the United States

Planning Due Diligence I-526E Filing
1 – 3 Months
I-526E Processing
4 – 28 Months
Consular Processing
6 – 8 Months
Conditional Residency
24 Months
I-829 Processing
20 Months

Applying in the United States

Some investors already living in the United States may be eligible for concurrent filing, which can allow them to remain in the United States and apply for work and travel authorization while their EB-5 petition is pending.

Eligibility for concurrent filing depends on visa availability and the investor's current immigration status, which may vary by country of origin.

Concurrent filing may provide eligible investors with earlier access to certain interim benefits, including:  
Employment Authorization Document
3 – 4 Months
Travel document
7 – 9 Months

The ability to continue residing in the United States while Form I-526E is pending, through a pending Form I-485

Work authorization through an approved Employment Authorization Document (EAD) based on the pending adjustment application

The ability to seek advance parole travel authorization through Form I-131 while the adjustment application is pending

Browse EB-5 Guides and Resources

This index is the central library of Civitas’ EB-5 educational content. It is designed to help investors quickly find relevant information based on where they are in the decision-making process.

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EB-5 Eligibility Requirements and Investment Costs

To qualify for the EB-5 Immigrant Investor Program, applicants must meet specific financial and regulatory requirements set by U.S. Citizenship and Immigration Services (USCIS).

The minimum EB-5 investment amount:

$800,000 when investing in a qualifying Targeted Employment Area (TEA)

$1,050,000 for projects outside of a TEA

On or around early 2027, these minimum investment amounts will increase (indexed to cumulative inflation since 2022). The government has not yet announced the specific amount.

In addition, EB-5 applicants must demonstrate:

Lawful source of investment funds

Proper "path of funds" documentation, tracing how funds moved from source to investment

Investment in a project structured to meet EB-5 job creation requirements

Investment capital must remain "at risk" – returns cannot be guaranteed

Beyond investment, total EB-5 costs typically include:

Regional Center administrative fees

USCIS filing fees

Legal fees

Translation and document preparation fees

Common Questions About the EB-5 Immigrant Investor Program

EB-5 is often unfamiliar, even to experienced global investors. These frequently asked questions address common concerns and points of confusion at a high level.

What is the EB-5 Immigrant Investor Program?

EB-5 is a U.S. government program that allows foreign nationals to obtain a green card by making a qualifying investment in a U.S. business that creates American jobs. Unlike other employment-based visas, EB-5 does not require a U.S. employer to sponsor you. You, your spouse, and your unmarried children under the age of 21 pursue residency on your own terms – through an investment, not a job offer. Qualifying investors first receive conditional permanent residency, with a path to a permanent green card and eventually U.S. citizenship.

Can my spouse and children also get green cards through my EB-5 investment?

Yes. One EB-5 investment covers all eligible immediate family members. Your spouse and your unmarried children under the age of 21 are all eligible for green cards through your application, no additional investment required. For families with children approaching college age, acting sooner rather than later matters. Securing residency before a child turns 21 preserves their eligibility and may open the door to certain resident benefits, which vary by state.

What are the benefits of obtaining a green card through the EB-5 program?

The EB-5 program gives you and all eligible immediate family members a path to U.S. permanent residency. With a green card, you can live and work anywhere in the country without employer restrictions, access public education and in-state tuition where applicable, travel internationally while maintaining your U.S. residency, and build a path to U.S. citizenship after five years as a permanent resident. For global families thinking long-term about education, opportunity, and stability, EB-5 is one of the most valuable immigration pathways available.

How long does the EB-5 process take?

The timeline varies based on your country of birth and individual circumstances, but the process generally follows five stages:

  1. Filing Form I-526E with USCIS
  2. Consular processing (if applying outside the United States) or adjustment of status (if applying inside the United States), once a visa number is available
  3. Receiving a conditional green card, valid for two years
  4. Filing Form I-829 to remove green card conditions
  5. Receiving your permanent green card

Total timelines can range from a few years to significantly longer. Investors from high-demand countries such as mainland China, India, and Vietnam may experience additional wait times due to annual visa limits and retrogression.

If you are currently in the United States on a valid visa and a visa number is immediately available, concurrent filing may allow you to begin adjusting your status while your I-526E petition is pending.

How much do I need to invest to qualify for EB-5?

The minimum investment is $800,000 for projects located in a Targeted Employment Area (TEA), which includes rural regions and urban zones with high unemployment rates, and $1,050,000 for projects outside of a TEA. Civitas structures its projects in TEA-designated locations, allowing investors to qualify at the lower threshold.

Beyond the investment itself, you should also plan for Regional Center administrative fees, USCIS filing fees, legal fees, and translation and document preparation fees.

On or around early 2027, these minimum investment amounts will increase (indexed to cumulative inflation since 2022). The government has not yet announced the specific amount.

Check Your EB-5 Eligibility

Answer a few questions to help our team assess whether the EB-5 Immigrant Investor Program may be suitable for you. Submitting this form does not commit you to an investment.

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